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SME Solutions

AIG SME solutions provide a wide range of modular packages and standalone solutions for small to medium sized business along with additional services that help businesses reduce risks.  We operate a multi-channel distribution approach including e-trade, schemes, delegated authorities and MGA business, supported by our digital distribution platforms available in various countries

Why Choose AIG for SME Insurance?

For many types of businesses, a packaged or industry specific package insurance policy provides all-around protection. These types of policies combine a wide range of essential covers and services to provide the right cover for the type of business.

The AIG Advantage

Value for Money

We provide comprehensive cover for the right price, building on AIG’s long-standing experience.

Modular Product Offering

We can define your product offering based on brokers’ target groups and can co-design flexible pick and mix multi-line components to get the required level of tailored insurance coverage for the end customer 

Plug-In Platforms

We continuously improve our trading platforms, by designing easy to use front ends, based on client centric principles or API connectivity for most relevant processes. Our SME policy admin systems are equipped to manage the whole contract lifecycle.

Speed of Service

We provide self service and portfolio management capabilities, aligning all insurance processes through a client centric approach. Brokers can get their policy within minutes, and we capture continuous feedback to improve customer experience.

Claims Excellence

However big or small, our priority is to resolve a claim as quickly as possible. That’s why our package policies offer speedy resolution of straightforward claims with express claims handlers.

AIG SME Solutions

Designed for small and medium sized businesses, our product range includes both stand-alone and packaged offerings, across directors & officers, general liability, cyber and property product segments.

At AIG, we are experts on insurance for administrators and directors and all that we have learned to date is now within reach of the SMEs as we adapt to the needs of your customers. We offer comprehensive coverage and value adds - like crisis management, legal expenses and interim management - included in the quote, at no additional cost.

We offer various coverages, that can be customized based on customer needs; 24/7 service for cyber incidents; first response; and several other services where applicable. 

Brokers can personalize and adapt coverage to the activity and turnover of the company, with access to an international network of claims experts.

All risks coverage is available for SMEs with turnover up to €25m, adapted to industry profile and the needs of each business (limits, deductibles, options). Additional immediate response services complete this comprehensive solution, which combines property, casualty, value added services and other D&O add-ons.

Our SME Team

Contact your local AIG team to learn more about our offering for Small and Medium Sized Enterprises.

For EMEA-wide queries about becoming a partner for our digital SME platform, please contact Natalia Nicolescu.

Products or services may not be available in all countries and jurisdictions, and coverage is subject to underwriting requirements and actual policy language. The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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Our SME Team

Contact your local AIG team to learn more about our SME offering.